FAQ's

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Homeowners Insurance FAQ's

If I can only sell my house for $150,000 why insure it for $300,000?

What is inflation guard?

What are added living expenses?

What is replacement cost?

Are there discounts available?

Are there deductibles on premium rates?

Are premiums different in various locations or how close the house is to a fire department?

Are premium rates affected by the construction type of the building?

Is mold damage covered under certain situations and if so, is there a limit?

Are there exclusions in coverage policies?

Is umbrella coverage available?

My child is heading off to college this fall. What insurance issues does this raise?