Homeowners Insurance FAQ's
The HO-2 Policy
The HO-2 policy offers 7 additional coverages on top of the 11 perils mentioned in the HO-1 policy. These 7 additional coverages are falling objects, weight of ice/snow, collapse of building(s), sudden and accidental tearing apart, burning, and bulging, accidental discharge or overflow of liquids or steam, damage from freezing, and sudden and accidental damage from artificially generated electrical currents. Again while this may seem like a lot of coverage, there are still some events that are not covered.
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