Homeowners Insurance FAQ's
The Premier HO-5 Policy
The Premier HO-5 policy is an insurance policy that is available to those homes that are 30 years of and newer or completely renovated within 40 years. This particular policy not only covers the 18 perils and “all risks” listed above, it also includes increased coverage in personal property compared to that of a standard policy such as the HO-1, HO-2, or HO-3. This policy covers building and contents for “all risks” and also at replacement cost. Check with your local agent to see if your home is eligible for such coverage.
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